Karen A. Sabatowski

Executive Vice President
Chief Compliance Officer


Karen Sabatowski is executive vice president and chief compliance officer of Flagstar Bank. In this role, she is responsible for establishing standards and processes to ensure that the compliance programs throughout the bank are effective and efficient in identifying, preventing, detecting, and correcting noncompliance with applicable rules and regulations.

She joined Flagstar Bank in 2013 as senior vice president and director of operational risk where she was responsible for managing enterprise risk and operational risk, including business continuity, Sarbanes-Oxley, vendor risk management, model risk management, and appraisal review.

Sabatowski comes to Flagstar with 30 years of finance, treasury, and risk experience in the auto manufacturing and financial services industries. She spent 20 years at GMAC/Ally Financial, rising to executive director, operational risk management, with responsibility for all aspects of Ally’s operational risk management program.

Prior to that, she was director, portfolio analytics, where she designed and implemented global consumer and commercial credit risk reporting and developed a common framework for loss forecasting models across lines of business.

She also served as chief financial officer of Ally’s servicing subsidiary, managing director and vice president, Finance, of the GMAC Mortgage Group, and director of GMAC’s global securitization and cash management activities.

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