Flagstar is an approved SBA lender. Use an SBA loan to purchase real estate, build an office, acquire new equipment or vehicles, satisfy your working capital needs, or consolidate debt.

SBA loans allow you to borrow funds at terms favorable for your for-profit small business2, whether it's new or well-established.

  • Flexible loan terms based on repayment ability
  • No prepayment penalties for loans under 15 years
  • No balloon payments
  • Higher loan-to-value ratios
  • Reasonable terms for many different loan purposes
  • Revolving lines of credit available


To Open an Account:
  1. Download and complete a business loan application
  2. Collect the necessary paperwork as outlined in the application checklist
  3. Apply at your local Flagstar branch


1Subject to credit review and approval. Additional documentation may be required to obtain SBA financing. Condition of financing may include automatic payment deduction from Flagstar checking account.

2Must be a for profit business located in the United States.

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