Get started today by calling (888) 248-6423 or visit your local branch.

Make your transition to Flagstar even quicker by filling out our Business Banking switch kit in advance before opening your account.

Features of the Enhanced Business Checking account:
  • Conduct up to 400 transactions per month at no charge.2
  • Ability to avoid monthly maintenance fee.
  • ATM/Visa® debit card—get cash or make easy purchases without checks anywhere Visa is accepted worldwide.
  • Deposit up to $25,000 in cash per month with no cash deposit fee.3
  • One free incoming domestic wire per month.
  • 24-hour telephone banking at (888) 248-6423 that allows you to transfer funds, monitor balances, track recent transactions, and make stop payments.
  • Free monthly eStatements.

Ways to avoid the $15 monthly account maintenance fee:
  • Maintain a $5,000 average daily collected balance.
  • Maintain a $15,000 combined average daily collected balance for all deposit accounts in the relationship with the same TIN (checking, savings, money markets, CDs).
  • Maintain an active Flagstar Merchant Services account with at least $5,000 in monthly net deposits.⁴

$100 minimum to open account

1FDIC insurance is up to the amount permitted by law.
2Transactions are based on the combined volume of deposits, deposited items, paid items, and ACH credits and debits received ($.50 per transaction over 400).
3$.20 per $100 for amounts over $25,000.
4Merchant Services powered by TSYS.  TSYS is a federally registered U.S. service mark of Total Systems Services Inc.

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