Commercial Real Estate Mortgage
Flagstar offers a range of commercial mortgage solutions to help your business accomplish its goals.
Purchase, refinance, or renovate owner-occupied properties with our commercial mortgages.
Flagstar Bank offers a wide range of mortgage solutions for businesses looking to purchase, refinance, and/or renovate commercial real estate property. We’ll work together to produce the right financing plan, look at commercial mortgage rates, and determine terms that work for you and your business’ s goals.
Need additional help with your business finance plan? Discover our Business Finance Calculators.
COMMERCIAL MORTGAGE FEATURES YOU’LL LOVE:
- Range of maturities and rate options available
- Used for purchase, refinance, and improvements
- Collateral may be owner-occupied commercial real estate
- Repayment terms include principal and interest
- Fixed or floating interest rate
- Low fees may include commercial mortgage loan origination fee and/or out of pocket costs
TO BE ELIGIBLE FOR A COMMERCIAL MORTGAGE, YOUR BUSINESS SHOULD:
- Meet established lending requirements and obtain credit approval
- Be established for at least two years
- Have a satisfactory business and personal credit history
- Have no bankruptcies
- Be profitable with sufficient cash flow to meet both your new and current financial obligations
- Have adequate business income to support the term loan with no reliance on investment income
TO OPEN AN ACCOUNT:
- Download and complete a business loan application
- Apply at your local Flagstar branch
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Loans and lines of credit are subject to credit review and approval and underwriting terms and conditions. Loan repayment via auto-debit from a Flagstar checking account is required for all loans. Established credit criteria must be met. Apply at your local Flagstar branch. Fees may include a set-up fee, annual fee, and out-of-pocket costs.