Thomas Kuslits

Executive Vice President, Chief Lending Officer

Banker. Leader. Friend. Tom Kuslits is a commercial banker that wears many hats—and he does it all very well. From overseeing international and municipal banking to capital market products and services, Kuslits has earned a solid reputation over the past 30 years throughout the Michigan market.


Ted Wahby

Group Manager, Middle-Market Lending

Born and raised in St. Clair Shores, Mich., Ted Wahby began his career 31 years ago at JP Morgan Chase (formerly the National Bank of Detroit). Working in their corporate finance group, he assisted with strategic planning, bank acquisitions, cash flow monitoring, investor presentations, and data issuances for 15 years before moving into the commercial lending sector.


Andrew Roy

Senior Vice President/Group Manager, Middle-Market Lending

With over 25 years of experience in middle-market lending, Andrew Roy has honed his talents helping companies grow, prosper, and transition to the next generation. Born in Grosse Pointe and graduating from Michigan State, he worked at Michigan National Bank and Comerica prior to joining the Flagstar Bank team.