Finding solutions to complex financial challenges.

Having brokered equipment financing deals while serving at Fifth Third Bank as an international corporate banking relationship manager, Vivian De Moraes’ brings her talents to Flagstar Bank, where she will represent the Midwest and Florida regions.


Brazil-born De Moraes moved to the United States in 1990 to attend college and graduate school, starting her career four years later. One of the most rewarding project she’s been involved with was for a client structuring a $60 million sales lease back of a steam engine power plant. Her deal also allowed the city to use the excess energy that was generated.


“I like to find solutions to complex financial challenges that contribute to a company’s overall performance and profitability,” she says.


Both De Moraes and her twin children are active swimmers—and all compete on teams. Fluent in four languages, she also travels extensively and enjoys playing classical piano.