At Flagstar, we want to help protect your money as well as foster its growth. Your organization’s multimillion-dollar accounts can benefit from CD-level interest rates and full FDIC insurance with the Certificate of Deposit Account Registry Service® (CDARS). Our dedicated expert team will disperse your funds into various CDs across the CDARS network, and we will carefully track each account making sure they don’t exceed the standard FDIC insurance maximum. Protecting your money is our highest priority, and by storing your funds this way, both your principal and interest will always receive full FDIC protection.