Skip to main content

Before you go

You are about to leave Flagstar is not responsible for the content on other sites.

Banking as a Service

When searching for a banking partner capable of ensuring success, your quest ends with Flagstar.  Boasting a substantial and diverse capital base, Flagstar offers steadfast capacity and resources, empowering your company to thrive without the limitations found in smaller banking institutions.

Flexible, customizable and scalable

The bank is committed to assisting non-banks and fintechs, empowering them to concentrate on developing innovative solutions and delivering excellent experiences for their end users.  Serving as the financial backbone, the bank contributes expertise to bolster these endeavors.  We are dedicated to supporting your initiatives.

Icon of a money flow chart


Our size and scale allow us to provide a wide range of banking products and services 

Icon of a puzzle piece

Strategic Partners

We can help magnify your reach and cultivate your business for success.

Icon of two people

In-House Expertise

Access to thought leaders at the Bank including Compliance, Risk Management, IT, Legal and more. 

Icon of an institution

FDIC Insured

Accounts are insured to the maximum level of FDIC insurance available.1

Icon of a group of people

Single Point of Contact

Single point of contract through a dedicated client relationship manager to meet your business needs with an exceptional level of customer service.

Icon of a person with a shield around them

Data Protection

Your data is protected to meet the highest industry standards.

Icon of arrows pointing inwards

Core Platform

Our core platform allows us to tailor fit and maximize options to meet your needs.

Icon of a globe with arrows circling

What is BaaS?

Banking as a Service (BaaS) allows non-banks and FinTechs to digitally distribute customized banking experiences, payment services & solutions, and provides an enhanced CX.

Meet the team

Contact Flagstar's Banking as a Service team to learn how we can support your initiatives.

Douglas Pagliaro
Deputy Chief Digital and Banking as a Service Officer


[email protected]

1Visit for more information about FDIC insurance coverage.