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Mortgage Finance

Choose financing for warehouse, servicing rights, servicing advances, early buyouts, and more.

See what makes Flagstar the mortgage banker’s bank

Gain an edge on your competition with mortgage asset financing across all sectors and industry-leading client service.

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Deals of all sizes

Work with a warehouse lending program that's served hundreds of clients, large and small.

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Personalized solutions

Partner with us for mortgage servicing rights financing tailored to meet the unique needs of your business.

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Industry-leading service

Start a lasting business relationship with Flagstar's dedicated team of experts.

Mortgage Warehouse Lending

Choose Flagstar and work with a top warehouse lender1 with over $11 billion in loan commitments and more than 35 years of experience providing proven solutions in various economic climates.


Our residential mortgage capabilities include conventional, government, manufactured housing, reverse mortgages, construction loans, jumbo mortgage loans, second mortgage loans, bridge loans, and business purpose loans.


We are also one of the very few warehouse lenders that accepts eNotes.


All inquiries can go to Brian Strickrodt

[email protected]


  • No phone queues—dedicated relationship manager and processor
  • Available for IMBs, aggregators, servicers, REITs, and funds
  • A range of line sizes to support your business strategy
  • Online advance requests and warehouse reporting
  • On-site training support
  • No fulfillment or servicing requirements
  • Real-time reporting
  • Increased efficiency with eNotes acceptance
  • Paperless processing and delivery
  • Broad permitted investor list
  • No minimum volume to be sold to Flagstar

MSR and servicer advance financing

Bring certainty to your business with award-winning mortgage subservicing and the deep resources of the 5th largest subservicer in the U.S.1 We keep close track of your portfolio via the latest technology and processes, and our scalability helps us adjust as your business grows.


Plus, your mortgage servicing rights (MSR) assets are protected from runoff with our strong recapture and retention strategies, and you can manage liquidity with our robust suite of lending products. With billions in commitments to our MSR, servicing advance, and warehouse clients, our subservicing capabilities are growing. 


1Q2 2023