You have indicated that you owned the property with the borrower as a joint tenant with a right of survivorship. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• Deed titled to you and the borrower as joint tenants with a right of survivorship or as tenants by the entirety
  

To prove your identity:

• Your photo identification

You have indicated that a deed was used to transfer an ownership interest in the borrower’s real property to you. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• Deed transferring the real property to you
  

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that you acquired an interest in the property through Idaho’s community property laws. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of your ownership interest and proof of your identity. You also indicated that the borrower passed away. Therefore, we also request that you provide us with proof of the borrower’s death so that we can update our records accordingly.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed titled to you and the borrower as community property:
  • Deed titled to you and the borrower as community property
• If you do not have a deed titled to you and the borrower as community property:
  • Affidavit attesting that the property was community property, and that it was acquired while you and the borrower were married using marital funds

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that a court (or other duly appointed official) issued an order, decree, or other document related to the disposition of the borrower’s property. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If a court (or other duly appointed official) determined that you are entitled to an ownership interest in the borrower’s real property:
  • Court order, decree, or other document executed or certified by a court indicating that you are entitled to an ownership interest in the deceased borrower’s real property secured by the mortgage loan
• If you petitioned the court as the surviving spouse and sole heir or devisee of the borrower:
  • Decree of court approving or determining distribution of the borrower’s real property to the surviving spouse as the sole devisee or heir, and
  • Copy of the will, if the decedent had a will

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that the borrower transferred all or a portion of his/her interest in the real property to you through a will. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If there is a will that was probated in Idaho:
  • Copy of the will and some record that it was admitted to probate, and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, or other court document identifying the persons who get the property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that was probated in a state other than Idaho:
  • Copy of the will
  • Order, decree, or other document issued by an Idaho court entering the will to probate in Idaho, and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, judgment, or other court document identifying the persons who get property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that cannot be probated or does not dispose of the borrower’s real property, either:
  • An order, decree, or other court document evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other court document determining the heirs, or if one does not exist, then
  • Proof of the borrower's ownership interest in the property and your relationship to the decedent
    • Note that this may reasonably be accomplished through an affidavit of facts
• If there is a will that has not been probated:
  • Copy of the will, and
  • An affidavit that attests that all of the following information is true:
    • The will was duly executed,
    • The will was unrevoked by the testator prior to death,
    • Court proceedings concerning the succession or administration of the estate have not occurred, and
    • Either
      • The devisee or his successors and assigns possessed the property devised in accordance with the provisions of the will, or
      • The property devised was not possessed or claimed by anyone by virtue of the decedent's title during the time period for testacy proceedings
• If you petitioned the court as the surviving spouse and sole devisee of the borrower:
  • Decree of court approving or determining distribution of the borrower’s real property to the surviving spouse as the sole devisee, and
  • Copy of the will

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that you acquired an ownership interest in the borrower's real property through Idaho's laws of intestate succession or through a non-probate transfer. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If you acquired your ownership interest through Idaho’s laws of intestate succession, either:
  • An order, decree, or other court document evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other court document determining the heirs, or if one does not exist, then
  • Proof of the borrower's ownership interest in the property and your relationship to the decedent
    • Note that this may reasonably be accomplished through an Affidavit of facts
• If you and your spouse agreed to a non-probate transfer of community property on death:
  • Recorded spousal agreement to non-probate transfer of community property at death

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit