You have indicated that you owned the property with the borrower as a joint tenant with a right of survivorship. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• Deed titled to you and the borrower as joint tenants with a right of survivorship
  

To prove your identity:

• Your photo identification

You have indicated that a deed or other intrustment was used to transfer an ownership interest in the borrower’s real property to you. Please note that in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the property to you
• If the borrower's interest transferred to you through a transfer on death deed:
  • A copy of the recorded transfer on death deed, and
  • An affidavit affirming that the transfer on death deed was not revoked or superseded prior to the borrower’s death
• If title to community property was perfected by execution of an instrument by an heir, personal representative, trustee, testamentary beneficiary or devisee:
  • Deed or instrument perfecting title in community property, and
  • Evidence of court approval of the transfer

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that a court (or other duly appointed official) issued an order, decree, or other document related to the disposition of the borrower’s property. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If a court (or other duly appointed official) determined that you are entitled to an ownership interest in the borrower’s real property:
  • Court order, decree, or other document executed or certified by a court indicating that you are entitled to an ownership interest in the deceased borrower’s real property secured by the mortgage loan
• If the probate court issued a final decree of distribution:
  • Decree of distribution assigning the property to you
• If the court was petitioned to determine descent to the property:
  • Decree of descent assigning the real property, or an interest in the real property, to you
• If your ownership interest in community property was perfected by an order of the court:
  • Court order, decree, or other document executed or certified by a court perfecting title in property held as community property by you and your spouse

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that the borrower transferred all or a portion of his/her interest in the real property to you through a will. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If the probate court issued a final decree of distribution:
  • Decree of distribution assigning the property to you
• If there is a will that was probated in Minnesota:
  • Copy of the will and some record that it was admitted to probate, and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, or other court document identifying the persons who get the property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that was probated in a state other than Minnesota:
  • Copy of the will
  • Order, decree, or other document issued by a Minnesota court entering the will to probate in Minnesota, and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, judgment, or other court document identifying the persons who get property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that cannot be probated or does not dispose of the borrower’s real property, either:
  • An order, decree, or other court document evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other court document determining the heirs, or if one does not exist, then
  • Proof of the borrower's ownership interest in the property and your relationship to the decedent
    • Note that this may reasonably be accomplished through an affidavit of facts
• If there is a will that has not been probated:
  • Copy of the will, and
  • An affidavit that attests that all of the following information is true:
• The will was duly executed, to prove your identity:
  • The will was unrevoked by the testator prior to death,
  • Court proceedings concerning the succession or administration of the estate have not occurred, and
  • Either:
    • The devisee or his successors and assigns possessed the property devised in accordance with the provisions of the will, or
    • The property devised was not possessed or claimed by anyone by virtue of the decedent's title during the time period for testacy proceedings
• If the court was petitioned to determine descent to the property:
  • Decree of descent assigning the real property, or an interest in the real property, to you

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that you acquired an ownership interest in the borrower's real property through Minnesota's laws of intestate succession or through a non-probate transfer. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the property to you
• If you acquired your ownership interest through Minnesota’s laws of intestate succession, either:
  • An order, decree, or other court document evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other court document determining the heirs, or if one does not exist, then
  • Proof of the borrower's ownership interest in the property and your relationship to the decedent
    • Note that this may reasonably be accomplished through an affidavit of facts
• If the probate court issued a final decree of distribution:
  • Decree of distribution assigning the property to you
• If the borrower’s property is registered land:
  • Certificate of title to the registered land

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit