You have indicated that you owned the property with the borrower as a joint tenant with a right of survivorship or as tenants by the entirety.  Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• Deed titled to you and the borrower as joint tenants with a right of survivorship
  

To prove your identity:

• Your photo identification

You have indicated that a deed was used to transfer an ownership interest in the borrower’s real property to you. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• Deed transferring the real property to you
  

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that a court (or other duly appointed official) issued an order, decree, or other document related to the disposition of the borrower’s property. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If a court (or other duly appointed official) determined that you are entitled to an ownership interest in the borrower’s real property:
  • Court order, decree, or other document executed or certified by a court indicating that you are entitled to an ownership interest in the deceased borrower’s real property secured by the mortgage loan

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that the borrower transferred all or a portion of his/her interest in the real property to you through a will. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If there is a will that was probated in New Jersey:
  • Copy of the will and some record that it was admitted to probate by the surrogate’s court, Superior Court, or an authorized official and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, or other court document identifying the persons who get the property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that was probated in a state other than New Jersey:
  • Copy of the will
  • Order, decree, or other document issued by the surrogate’s court, Superior Court, or an authorized official entering the will to probate in New Jersey, and
  • If it is not clear on the face of the will who is to receive the property, then we will also require either an
    • Order, decree, judgment, or other court document identifying the persons who get property under the will, or
    • Affidavit of facts concerning the identity of devisees
• If there is a will that cannot be probated or does not dispose of the borrower’s real property, either:
  • An order, decree, or other document from the surrogate's court, Superior Court or an authorized official evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other document from the surrogate's court, Superior Court or an authorized official determining the heirs, or if one does not exist, then
  • An affidavit proving that you are the borrower’s lawful heir under the New Jersey laws of intestate succession

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit

You have indicated that you acquired an ownership interest in the borrower's real property through New Jersey's laws of intestate succession or through a non-probate transfer. Please note that, in order to confirm you as a successor in interest to the borrower, we will require proof of the borrower’s death, proof that you were transferred an ownership interest in the borrower’s property, and proof of your identity.

GIVEN YOUR CIRCUMSTANCES, WE WILL ACCEPT THE FOLLOWING DOCUMENTS:

To prove the borrower’s death:

• Death certificate

To prove that you were transferred an ownership interest in the borrower’s property:

• If there is a deed transferring the real property to you:
  • Deed transferring the real property to you
• If you acquired your ownership interest through New Jersey’s laws of intestate succession, either:
  • An order, decree, or other court document evidencing who gets the real property, or if one does not exist, then
  • An order, decree, or other court document determining the heirs, or if one does not exist, then
  • An affidavit proving that you are the borrower’s lawful heir under the New Jersey laws of intestate succession
• If the borrower’s estate qualified as a small estate under New Jersey law and you acquired the borrower’s real property through an affidavit:
  • The affidavit that was filed with the court or an authorized official, and
  • If you are an heir who is receiving assets, a copy of the consents obtained from all other heirs, if any

To prove your identity:

• Your photo identification, and
• Evidence that you are a relative of the borrower. Examples of acceptable documentation include a birth certificate, marriage license, death certificate, or affidavit