Community Banking
Keeping our community at the heart of our business.
What we do
Our Community Banking provides banking products and services for consumers, businesses, and government organizations in and around Michigan, Indiana, California, Wisconsin, and Ohio. We also work with homebuilders and commercial customers across the country. With every Flagstar customer, we learn about their ambitions, their ideas, and their plans so we can provide personalized financial solutions to help them achieve their goals.
Our commercial customers operate in a diverse range of industries, including financial, insurance, service, manufacturing, and distribution. We connect them to financial products that power their normal business operations and finance their working capital, capital investments, and equipment. Additionally, our commercial real estate business supports income-producing real estate and homebuilders, and our warehouse lending business provides lines of credit to non-bank mortgage lenders.
2021 highlights*
- Banking relationships with 205,000 households and over 29,000 businesses
- 150+ branch locations in five states
- $5.0 billion warehouse loan portfolio
- $5.0 billion commercial loan portfolio
- $3.4 billion consumer loan portfolio
*as of 12/31/21