Mortgage fraud occurs when:
  • A buyer or applicant makes false statements about income, assets, debt, or matters of identification.
  • An individual misrepresents a property value in order to influence the outcome of a loan or credit application.

To detect possible mortgage fraud:
  • Monitor your credit report for unknown inquiries.
  • Read and understand all documents before signing them.
  • Refuse to sign blank or partially completed documents.
  • Deal with reputable real estate agents and mortgage companies.
  • Question offers that appear too good to be true or offers significantly higher than the asking price.

For more information on mortgage fraud, visit the Stop Fraud website.

If you have concerns with mortgage fraud you can email us at

Don't fall victim to loan modification and foreclosure rescue scams!

A reputable housing counselor can neither guarantee to stop a foreclosure nor guarantee to modify a loan. Also, your lender does not charge a review fee to determine if you qualify for a modification.

At Flagstar Bank, we have loan specialists who can help you. A number of government refinance programs have recently been introduced that may help you refinance your loan or determine if you qualify for a loan modification. If you are having trouble meeting your monthly mortgage payments, there is no charge for you to speak to one of our specialists. We will review your current mortgage situation and determine a plan that is best for you.

Our first priority is to help you stay in your home. Flagstar Bank has several relief options available that may work for homeowners in difficult situations. We stand ready to help you through this difficult time.

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