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Brittany Nisser, (NMLS ID 1399957)

Brittany Nisser

Direct Lending Officer

NMLS ID: 1399957

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

About Brittany Nisser

 

I am a senior mortgage loan originator with over six years of experience helping homebuyers and homeowners across the United States. I specialize in thoroughly evaluating and advising first-time homebuyers as well as recurrent buyers on finding the best mortgage financing solutions for their needs. I engage in nationwide mortgage lending including purchasing, refinancing and lines of credit.  I offer clients ample knowledge on a wide variety of programs including FHA, VA, USDA, and conventional loans.

 

 

 

I grew up in a small town in Iowa but have lived in the Des Moines area for the past 15 years. In my free time, my husband and two young boys keep me busy. I enjoy being active, reading, and hanging out with close friends and family. I take pride in actively building long-term relationships with customers and their success.

 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Education

  • Bachelors Degree- Exercise Science, Grand View University, 2010

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

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Brittany Nisser, (NMLS ID 1399957)

Brittany Nisser

Direct Lending Officer

NMLS ID: 1399957

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

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Today's Rate

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Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

 

1Rate as of 12/3/2020 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $958. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 12/3/2020 10:15 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,552. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  12/3/2020 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $${product.loanAmount} for the purchase of a single-family, primary residence with ${product.ltv}% loan-to-value (LTV) or % down payment, minimum borrower credit score of ${product.creditRating}, and estimated points of ${product.points}% of the loan amount and origination fee of ${product.closingCosts} plus ${product.fundingFee}% FHA funding fee with 360 payments in the amount of $${product.monthlyPayment}. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.