Chris Congemo

Sr Loan Officer

NMLS ID: 423298

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Chris Congemo

12647 Olive Boulevard

Creve Coeur, MO 63141

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In January of 1992, I began working for my uncle at his finance company. When I started there, he had a couple words of advice for me. He said, "When you start to work on loans, all you have to do is work on them as if you're doing them for someone in our family." Those words have stuck with me over the last 24 years.

 

I grew up in South St. Louis County, and my primary area of business is the St. Louis Metropolitan area and southern Illinois. I'm licensed to lend in all 50 states, and have done numerous loans coast-to-coast over the years. My passions include watching my boys grow into young men, taking them fishing, camping, and enjoying our local professional teams.

 

Please consider me as your lender for the following reasons: I work very hard, and I am very good at my job. I strive for levels of service that will surpass your expectations of myself and our bank. It all comes back to 24 years ago, when a great man told me to work for customers as if they were family.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?


 


 

Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.990% 4.150%1
15-Year Fixed 3.125% 3.434%2
5/1 ARM 3.000% 3.774%3
FHA 30-Year Fixed 3.375% 4.612%4