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Cynthia Darnell, (NMLS ID 244703)

Cynthia Darnell

Senior Loan Advisor

NMLS ID: 244703

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

4160 Dublin Boulevard, Suite 150

Dublin, CA 94568

About Cynthia Darnell

 

When you’re considering a real estate purchase, most likely one of the most important financial decisions you’ll make in your lifetime, Cynthia is the ideal Loan Advisor to have by your side. For more than 17 years, loyal clients and business associates alike have trusted Cynthia to help them achieve their mortgage and financial goals. Her knowledge and experience in the financing and real estate industries uniquely qualify her to offer a high level of mortgage expertise to her clients.

Cynthia is known for her extraordinary level of professionalism, customer service, and relentless problem-solving abilities even in the most complex situations. She listens carefully to her client’s individual needs to help them understand all of the options they have when it comes to choosing a loan program, detailing the best choices to meet their long-term and short-term financial goals.

Cynthia also has a solid track record of securing loans and closing transactions on time; this is particularly important when a quick close is needed in a multi-offer, purchase scenario.

Flagstar Bank has a wide range of loan programs that provide the flexibility to meet nearly every customer’s needs. This, along with the experienced Flagstar processing and underwriting team, creates a unique flexibility to originate, underwrite, and funds loans at lightning speed as well as the capability to offer “niche” loan programs to accommodate the most challenging loan scenarios.

Cynthia earned a Bachelor of Science degree from the University of Minnesota. Cynthia and her husband have lived in the Bay Area for nearly 30 years and have two children and two grandchildren.

 

Contact me today to get started!

 

 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Joon P.
“Cynthia Darnell is a vital asset to the Bank. She is knowledgeable, presents an image that the Bank is trustworthy and transparent, helpful, and presents a persona of a professional friend.”
Michael W.
“Cynthia and Amy were fantastic to work with, as always! Highly recommend.”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Cynthia Darnell, (NMLS ID 244703)

Cynthia Darnell

Senior Loan Advisor

NMLS ID: 244703

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

4160 Dublin Boulevard, Suite 150

Dublin, CA 94568

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Cynthia Darnell, (NMLS ID 244703)

Cynthia Darnell

Senior Loan Advisor

NMLS ID: 244703