Debra Gaustad

Sr Loan Officer

NMLS ID: 293746

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and craft a mortgage that’s custom-fit for you.

Debra Gaustad

3100 W. Ray Road, Suite 201

Chandler, AZ 85226

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I believe everyone should have a home, a place to experience joy and feel secure. My commitment is to help my clients obtain a home, work with them closely, and educating them along the way.


The process of purchasing a home can be stressful. I know, because I've been there myself! On many levels, it can be confronting: from the unveiling of personal finances, tight deadlines, and unfamiliar details. Like a skilled craftsman taking great care and confidently making each gesture, my 30 years of experience and up-to-date industry knowledge enable me to navigate and forecast potential issues unique to each purchase. My clients, realtors, and team work with me because they trust me to deliver as promised, be truthful, minimize stress, and keep your purchase on track.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?



Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.875% 4.072%1
15-Year Fixed 3.000% 3.345%2
5/1 ARM 2.875% 3.756%3
FHA 30-Year Fixed 3.375% 4.590%4