Desie Hardin

Sr Loan Officer

NMLS ID: 1090096

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and craft a mortgage that’s custom-fit for you.

Desie Hardin

2829 Niles Avenue

St Joseph, MI 49085-2441

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My philosophy of doing business is consistent with that of Flagstar Bank's: “exceptional service”. What that means to me is building my business one relationship at a time, while always putting the customer’s goals and needs first whenever making decisions.


I have worked in the real estate field as both a licensed lender and as a real estate investor. Today, I continue in the real estate field, working for Flagstar Bank as a loan officer, with an emphasis on quality real estate lending. We always put our customers needs at the forefront of everything we do, and I am proud to be part of the Flagstar Bank mortgage team.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans
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Are you looking to purchase a new property or refinance an existing one?



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