600 Stewart St, Suite 1800
Seattle, WA 98101
Duane Lockett has served as a loan officer for 15 years, delivering expertise in residential mortgage loan origination. He brings his experience to our Seattle, WA branch, serving his current clients and inviting new business.
Mortgages involve a lot of complexity and detail, and Duane has grown his client base through his great listening skills, attention to detail, and a reputation for getting things done. A mortgage is a process, and Duane is skilled in pulling the many inputs together to get the desired output.
Specializing in residential loans, Duane has helped many first-time home buyers to navigate the mortgage process. On the other end of the buyer experience spectrum, he works with real estate investors with complex and jumbo financing.
Graduating with a B.A. degree in Economics from the University of Washington, Duane’s education and 15 years of experience as a loan officer combine to deliver superior service to his clients.
Life isn’t all work though. Duane has a variety of hobbies and interests including being an avid sci-fi/fantasy reader, back-country skier, burgeoning Duck Dodger, and a spicy food connoisseur. However those have all been overtaken lately by his new dad duties. He now enjoys playing peek-a-boo, counting from 1-10, bath time and changing diapers with his 1 year old son and family.
Hear what my previous clients have to say about my work.
If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.
Senior Loan Advisor
NMLS ID: 468091
I look forward to delivering great service and professionalism to you as I help you with your home lending needs.
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Seattle, WA 98101
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1Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $964. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
2Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,544. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
3Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 0.233% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.