600 Stewart St, Suite 1800
Seattle, WA 98101
Duane Lockett
Senior Loan Advisor
NMLS ID: 468091
I look forward to delivering great service and professionalism to you as I help you with your home lending needs.
Apply Now Contact meAbout Duane Lockett
Duane Lockett has served as a loan officer for 15 years, delivering expertise in residential mortgage loan origination. He brings his experience to our Seattle, WA branch, serving his current clients and inviting new business.
Mortgages involve a lot of complexity and detail, and Duane has grown his client base through his great listening skills, attention to detail, and a reputation for getting things done. A mortgage is a process, and Duane is skilled in pulling the many inputs together to get the desired output.
Specializing in residential loans, Duane has helped many first-time home buyers to navigate the mortgage process. On the other end of the buyer experience spectrum, he works with real estate investors with complex and jumbo financing.
Graduating with a B.A. degree in Economics from the University of Washington, Duane’s education and 15 years of experience as a loan officer combine to deliver superior service to his clients.
Life isn’t all work though. Duane has a variety of hobbies and interests including being an avid sci-fi/fantasy reader, back-country skier, burgeoning Duck Dodger, and a spicy food connoisseur. However those have all been overtaken lately by his new dad duties. He now enjoys playing peek-a-boo, counting from 1-10, bath time and changing diapers with his 1 year old son and family.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Professional Loans
- Renovation Loans
- Second Homes
- VA Government Loans
Education
- Economics - B.A., University of Washington, 2002
Languages Spoken
- English
Client Testimonials
Hear what my previous clients have to say about my work.
Adam P.
“Once we had an offer accepted, Duane and his team provided the security of knowing the deal would go through smoothly. It was very comforting to know that any hiccup would be handled in stride”
Nathan G.
“We had a lender prior to Opes and Duane. The experience was night and day; which is why we switched. Duane was meticulous, responsive and professional. I could not have asked for a better experience.”
Jessica G.
“Switching our refi and completing a new home loan with Duane was the best decision we could have made. Duane managed both loans at the same time and got us into our dream home super quick. Very responsive, great customer service, Highly recommend”
Kevin H.
“Duane was able to make this process very simple for us, even with our situation being relatively complicated. He was great about updating us and made the financing step in buying a new home stress free. A great partner and we are clients for life.”
Steven K.
“The overall experience was very good. Duane was always available to answer any questions and provide information as necessary. The process was smooth and straightforward. Highly recommend”
Charleen K.
“Duane did an amazing job! He made this whole process so very easy and painless. We definitely recommend him to everyone. He was always very responsive and helpful. Thank you!”
Matthew S.
“I was extremely satisfied with my experience with Duane Lockett. I would recommend him to anyone looking for a lender. He was very responsive, organized, and knowledgeable about his craft and the local market. I purchased a property in Bellevue, WA”
Ryan D.
“Duane was incredibly helpful/patient as I ramped up on the homebuying process. He suggested numerous aspects that I never would have thought to ask and was pleasant to work with. I would highly recommend him for a new home in the Seattle area”
Why Flagstar
Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
Financial Calculators
If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.
Learn More About Mortgages
There's much more to purchasing or refinancing a home than an interest rate. View our blog and get home ownership tips and more.
Duane Lockett
Senior Loan Advisor
NMLS ID: 468091
I look forward to delivering great service and professionalism to you as I help you with your home lending needs.
Apply Now Contact me600 Stewart St, Suite 1800
Seattle, WA 98101
Request a Contact
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1Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $964. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
2Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,544. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.
3Rate as of 1/15/2021 10:16 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 0.233% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms and conditions. Terms, conditions, and rates are subject to change without notice.