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Duane Vizinau, (NMLS ID 1145158)

Duane Vizinau

Sr Loan Officer

NMLS ID: 1145158

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

900 E. Hamilton, Suite 100

Campbell, CA 95008

About Duane Vizinau

In today's market, you must work with an experienced mortgage professional who provides exceptional customer service and the ability to foresee possible obstacles that may arise during the mortgage loan process. 

 

With almost 20 years of experience in the mortgage industry, I received my certification as a government underwriter then moved on to become an award-winning account executive. With this experience, I will advise you on the best financial decision for you and the needs of your family, while placing you in the best mortgage loan that fits the needs of your budget. You will immediately feel that you are in great hands as I guide you from your first consultation to receiving keys in hand to your new home.

 

Flagstar Bank thanks you for the opportunity to assist you with the biggest financial decision you will make in your life. 

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Professional Affiliations

  • CHUMS Certified

Languages Spoken

  • English

Community Involvement

  • Habitat for Humanity
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Duane Vizinau, (NMLS ID 1145158)

Duane Vizinau

Sr Loan Officer

NMLS ID: 1145158

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can personalize a home lending solution that’s tailor-fit to your needs.

Apply Now Contact me

900 E. Hamilton, Suite 100

Campbell, CA 95008

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Today's Rate

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1Rate as of 9/26/2022 2:23 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $1,604. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 9/26/2022 2:23 PM EDT. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1.612% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $2,091. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  9/26/2022 2:23 PM EDT. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $1,583. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Duane Vizinau, (NMLS ID 1145158)

Duane Vizinau

Sr Loan Officer

NMLS ID: 1145158