Skip to main content
Edith Guitron, (NMLS ID 254868)

Edith Guitron

Sr. Loan Advisor

NMLS ID: 254868

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

433 Soscol Avenue, Suite A110

Napa, CA 94559

About Edith Guitron

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Flagstar Bank has more than 600 different home loans available, so we are certain to have the right mortgage for nearly every situation.

 

With over 30 years of experience in home lending, Flagstar knows what it takes to get you to closing as quickly and as smoothly as possible. I will keep you informed every step of the way to give you peace of mind about your new home.

 

Whether you are moving around the corner or across the country, you can rely on me as a trusted resource. I have a deep understanding of the local housing market, and I can originate loans in all 50 states. After you buy your home, contact me when it’s time to refinance, remodel, or buy a second home. And if you’re an investor, I can build a competitive mortgage to finance your investment properties.

 

Contact me today to get started.

Mortgage Specialization

  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Jumbo Loans
  • Pre-Qualifications
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English
  • Spanish

Client Testimonials

Hear what my previous clients have to say about my work.

Daniel O.
“My experience in this process was very satisfactory with Edith. She always goes the extra mile, and she is the best that I know in this area. I always will recommend her to family and friends. Thank you.”
Roberto L.
“She is the best at what she does I will recommend her to all my family and friends!! My wife and I enjoyed the home buying experience with Edith Guitron because she explains every single detail so we can be on the same page. Thank you Edith!!”
Lino A.
“Edith knows all the steps, and that speeds up the transaction. She guided us through the process and answered all our questions, and gave us support. We appreciated all her help, and we will work with Edith Guitron again. Thank you very much, Edith.”
Alberto P.
“I had a good experience and closed on time.”
Hugo P.
“Miss Edith is a professional, caring person. I highly recommend her. ”
Fernando S.
“Edith was excellent and helped me every step of the way! She also continued to help with a few questions I had after the close of escrow. I would recommend her to any friend out there who is ready to buy a house. ”
Theresa O.
“Edith is a professional in every aspect of the word. She responds promptly, goes above and beyond what I expected of her, and always is happy to be of help. I appreciate how she made my home loan process smooth and easy to follow. She is a gem!”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
Play Flagstar Bank Video

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Use left and right arrows to navigate between tabs.

STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Edith Guitron, (NMLS ID 254868)

Edith Guitron

Sr. Loan Advisor

NMLS ID: 254868

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

433 Soscol Avenue, Suite A110

Napa, CA 94559

Request a Contact

Fill out the information below and I'll reach out to you shortly.


Contact Preference

* = required
Edith Guitron, (NMLS ID 254868)

Edith Guitron

Sr. Loan Advisor

NMLS ID: 254868