Emarae' Williams

Sr Loan Officer

NMLS ID: 291661

As part of a nationwide Direct Lending team of seasoned professionals, I can craft personalized home lending solutions for you.

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Hello my name is Ed Williams. I am a loan officer in the direct lending division at our corporate head quarters in Troy, Michigan. I truly enjoy doing home loans in our direct lending division because I work in all 50 states and not just the metro Detroit Area. It is fascinating to speak with people in different parts of the country.


I have been a licensed mortgage banker for six years, and in my career have closed hundreds of loans for people all across the country. Purchasing or refinancing your home is a major financial decision and it is not something I take lightly.

When I am not assisting people with home loans I enjoy working out, reading, watching HGTV, and spending time with my family.


If you have any home financing questions please feel free to give me a call. I look forward to working for you.

Mortgage Skills

  • FHA Government Loans
  • Fixed-Rate Mortgages
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?



Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.875% 4.072%1
15-Year Fixed 3.000% 3.345%2
5/1 ARM 2.875% 3.756%3
FHA 30-Year Fixed 3.375% 4.590%4