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Frank Swartz, (NMLS ID 406422)

Frank Swartz

Sr Loan Advisor

NMLS ID: 406422

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

3155 W Big Beaver, Suite 114

Troy, MI 48084

About Frank Swartz

Based out of Algonac, MI, I've been assisting clients in the Metro Detroit area since 1997. I've helped over 2000 families with their home financing needs. I approach each customer as if they are my only customer?giving them the personal attention that has become the hallmark of Flagstar Bank. I have a finance degree from Wayne State University graduating in 2000.

 

 

I have a wife and two children who keep us on the go with all of their after school activities. We love boating and spend as much time as possible on Anchor Bay.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Investment Property Loans
  • Jumbo Loans
  • Second Homes

Professional Affiliations

  • Presidents Club Member of Gerry Weinberg & Associates

Education

  • Finance Degree from Wayne State University
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Frank Swartz, (NMLS ID 406422)

Frank Swartz

Sr Loan Advisor

NMLS ID: 406422

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

3155 W Big Beaver, Suite 114

Troy, MI 48084

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Today's Rate

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1Rate as of 1/26/2021 3:40 PM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $961. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 1/26/2021 3:40 PM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 0.939% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,544. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  1/26/2021 3:40 PM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 96.5% loan-to-value (LTV) or 8,400% down payment, minimum borrower credit score of 740, and estimated points of 0.056% of the loan amount and origination fee of 1,295 plus 1.75% FHA funding fee with 360 payments in the amount of $933. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

Frank Swartz, (NMLS ID 406422)

Frank Swartz

Sr Loan Advisor

NMLS ID: 406422