J. Todd Possett

Sr Loan Officer

NMLS ID: 608832

I’m a mortgage expert with significant experience and in-depth industry knowledge.

J. Todd Possett

3205 28th Street SE

Grand Rapids, MI 49512-1630

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I look forward to getting to know you and your specific mortgage needs allowing me to "Craft a Solution" for you. If you are a first time homebuyer looking to purchase your dream home, or refinance your existing home, I can help. My 30 years of experience will be at your fingertips as we comfortably navigate the process together. I am based in West Michigan and can lend throughout the entire country. I will make myself available to you and your Real Estate Agent at all times so that your offer will not be overlooked.


Married to my wife for over 20 years with four wonderful children, as a family, we are active with travel sports including football, wrestling, cross country, track, baseball, soccer, and golf. We live on a small farm in the rural community of Middleville, Michigan. When we are not coaching our kids or taking them to their sporting events, I enjoy announcing varsity sports and traveling to Mackinac Island with my family.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans


  • BA - General Business/Pre-Law, Michigan State University, 1992

Languages Spoken

  • English
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