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Jeff Grutta

Home Lending Sales Manager

NMLS ID: 370007

I’m a mortgage expert with significant experience and in-depth industry knowledge.

Jeff Grutta

118 N 2nd Avenue

Sandpoint, ID 83864

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As a "transplant" from the Central Coast region of California, I have lived in several locations across Idaho since 1992 while building successful mortgage teams to serve local communities. 


As a 30-year veteran of the mortgage industry, I have helped borrowers navigate the loan process for every type of home loan program imaginable, from renovation to super-jumbo. Let me help craft the perfect loan solution that best fits your home financing needs.



Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans


  • Bachelor of Arts - History, Cal Poly-San Luis Obispo, 1991

Languages Spoken

  • English
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