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Jill Kiser, (NMLS ID 8992)

Jill Kiser

Branch Manager |Sr. Loan Advisor

NMLS ID: 8992

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

439 E Shore Drive, Suite 120

Eagle, ID 83616

About Jill Kiser

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Flagstar Bank has more than 600 different home loans available, so we are certain to have the right mortgage for nearly every situation.

 

With over 30 years of experience in home lending, Flagstar knows what it takes to get you to closing as quickly and as smoothly as possible. I will keep you informed every step of the way to give you peace of mind about your new home.

 

Whether you are moving around the corner or across the country, you can rely on me as a trusted resource. I have a deep understanding of the local housing market, and I can originate loans in all 50 states. After you buy your home, contact me when it’s time to refinance, remodel, or buy a second home. And if you’re an investor, I can build a competitive mortgage to finance your investment properties.

 

Contact me today to get started.

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Robert O.
“I have purchased and refinanced many homes and this by far was the easiest and quickest I have ever had a loan completed. Jill will be the one to take care of all my mortgage needs in the future. ”
Roberto O.
“I have purchased and refinanced many homes and this by far was the easiest and quickest I have ever had a loan completed. Jill will be the one to take care of all my mortgage needs in the future. ”
Christopher C.
“Thank you so much for your help. It was a very smooth & great experience. GREAT JOB EVERYONE!”
Jason M.
“The entire process was wonderful. Jill is a gem to work with. ”
Jeremy P.
“Jill was very nice and made the process stress-free. She is a true professional. ”
Elizabeth J.
“Jill and Scott were extraordinary to work with. Keeping me informed and helping me. They were patient, willing to help, and fast to respond and keep the process going. I'll be contacting Jill again when I need a loan and have referred her and her team.”
Jane R.
“I was impressed with how well the process went with this loan and that everything was in order. Thank you for all that you did in helping me get my home and that the whole process went through with no complications.”
Randall T.
“I want to say thank you very much for helping me out with this refinance; you're an excellent person, excellent at what you do. I would recommend anybody I know to get a loan from you. Thank you very much”
Melissa E.
“There isn't anything that Jill could have done differently. The communication and process of my refinance was ideal; I wouldn't change anything. ”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Jill Kiser, (NMLS ID 8992)

Jill Kiser

Branch Manager |Sr. Loan Advisor

NMLS ID: 8992

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

439 E Shore Drive, Suite 120

Eagle, ID 83616

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Jill Kiser, (NMLS ID 8992)

Jill Kiser

Branch Manager |Sr. Loan Advisor

NMLS ID: 8992