Joel Rose

Home Lending Area Manager

NMLS ID: 659122

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Joel Rose

3420 Toringdon Way

Charlotte, NC 28277

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As a mortgage professional for over 25 years now, I have come to understand that the most important thing that I can provide my client with is service. That sounds easy, but this is what it means to me. It means providing you with the information, knowledge, and counsel to make the best decisions for you and your family. It means providing timely and accurate updates on market conditions to protect you from market volatility. And it means shepherding you through the process and keeping you informed of where you are and what happens next.

A real estate purchase is usually the largest single transaction of an individual's life. And I will treat your transaction as I would treat my own. 

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans


  • BBA - Real Estate, Temple University, 1991
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