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John Cabral, (NMLS ID 78577)

John Cabral

Area Manager - New England

NMLS ID: 78577

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply NowContact me

2 Dundee Park Dr., Suite 301, Bldg. 2

Andover, MA 01810

About John Cabral

As a mortgage industry veteran with over 25 years in financial services, I know how to grow successful teams. So, let’s talk if you’re a top mortgage originator or leader considering a change. It’s challenging to separate substance from all the hype in these shifting times. But you can reach all corners of the market when you partner with an award-winning company that works with everyone from real estate agents to builders to borrowers. At Flagstar, our mission is to create a one-of-a-kind home lending experience grounded in relationships, nurtured through service, and measured by results.

 

I am genuinely interested in your professional and financial success. I want to listen to your story and understand your career goals. Then, together, we’ll find solutions to achieve those goals! My experience in retail mortgage banking, developing new markets, and building Realtor relationships is how I can help you, too.

 

Flagstar Bank is a federally chartered bank, allowing you to originate loans across the nation. Our marketing team will help create a strategy for providing timely information for your customers and partners.

 

Mortgage lenders offer various products from government-sponsored enterprises and agencies such as Fannie Mae, Freddie Mac, HUD, USDA, and VA. Additionally, we offer renovation, construction lending, and home equity line options. As a bank lender, Flagstar offers all these standard products plus specialty mortgages, such as doctor and professional loans for medical professionals, CPAs, and attorneys.

 

We have an assortment of mortgage options for homebuyers because every family’s financial picture is different. Because Flagstar has more products, we have more tools to build personalized home loan solutions for each customer. 

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
John Cabral, (NMLS ID 78577)

John Cabral

Area Manager - New England

NMLS ID: 78577

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply NowContact me

2 Dundee Park Dr., Suite 301, Bldg. 2

Andover, MA 01810

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John Cabral, (NMLS ID 78577)

John Cabral

Area Manager - New England

NMLS ID: 78577