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Judy Bickell, (NMLS ID 251412)

Judy Bickell

Branch Manager | Mortgage Advisor

NMLS ID: 251412

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2001 Jefferson St.

Napa, CA 94559

About Judy Bickell

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Flagstar Bank has more than 600 different home loans available, so we are certain to have the right mortgage for nearly every situation.

 

With over 30 years of experience in home lending, Flagstar knows what it takes to get you to closing as quickly and as smoothly as possible. I will keep you informed every step of the way to give you peace of mind about your new home.

 

Whether you are moving around the corner or across the country, you can rely on me as a trusted resource. I have a deep understanding of the local housing market, and I can originate loans in all 50 states. After you buy your home, contact me when it’s time to refinance, remodel, or buy a second home. And if you’re an investor, I can build a competitive mortgage to finance your investment properties.

 

Contact me today to get started.

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Andrea D.
“Judy and her team made this process so easy to understand. She was always willing to answer my questions, responded in a very quick timeframe and always had a friendly and positive attitude. I am extremely happy with the service that was provided to us!”
Mark I.
“Judy is knowledgeable, experienced and responds very quickly to all questions and requests. I trust her more than any previous Mortgage broker, I have ever worked with. Trustworthy and excellent in every imaginable way!”
Alison F.
“Judy and her team (Joan) are wonderful! We used them to first purchase our house and again to refinance! Made the whole process easy for these first time home buyers!”
Anton D.
“Outstanding professional and made the entire process easy and smooth. I felt very special to work with Judy. With gratitude, Anton ”
Cecelia S.
“Judy Bickell & her team are the best !”
John B.
“She is the best!!! Totally professional, incredibly responsive, incredibly knowledgeable and a total pleasure to work with. ”
Joseph W.
“Team Bickell was amazing to work with, very professional, always kept me informed, I couldn't be happier with the experience. The realtor and the title company also informed me that they thought team Bickell was very professional and great to work with. ”
Kimberly S.
“Both Judy and Joan were professional, knowledgeable, and extremely polite and informative. Everyone constantly kept us in the loop every step of the way. Always available to answer any questions that we had with an extremely quick response time. ”
Melissa L.
“Judy was so professional and the service provided was above and beyond our expectations. She kept us informed and updated throughout the process. I am so impressed with Judy and the staff at Flagstar and will certainly recommend them to friends and family.”
Melodie D.
“This was the simplest and most expedient financing or refinancing process I've ever been through!. I am extremely happy with my experience and have already recommended Flagstar to friends.”
Stephen L.
“Judy and her team guided us through the process so that we had an easy and stress free experience. We felt as they were on our side to give us the best possible rates and mortgage.”
Randy & Carmelia G.
“Judy went above and beyond. She updated us on every step along this process through email, phone, and text. Judy's contribution to our journey to get to our forever home is undoubtedly very important and will always be remembered. ”
Marjie R.
“Judy is the best. We closed in under 30 days. The process was a breeze and Judy is the best communicator.”
Matthew K.
“Judy Bickell was friendly, professional, knowledgeable, and an excellent communicator throughout the loan application and closing process. She is my go to person for mortgage loans.”
Sherri W.
“Judy has been my loan advisor since our first home purchase 23 years ago. She has made it painless to refinance my home. I trust and respect her and appreciate her level of professionalism and have recommended her to others to use. ”
Julie P.
“Judy went above and beyond explaining the process. She was a delight to work with! Amazing knowledge and customer service!! Great experience! ”
Mari Beth G.
“Judy Bickell is the best! ”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Judy Bickell, (NMLS ID 251412)

Judy Bickell

Branch Manager | Mortgage Advisor

NMLS ID: 251412

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2001 Jefferson St.

Napa, CA 94559

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Judy Bickell, (NMLS ID 251412)

Judy Bickell

Branch Manager | Mortgage Advisor

NMLS ID: 251412