Justin Kidd

Sr Loan Officer

NMLS ID: 30026

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and craft a mortgage that’s custom-fit for you.

Justin Kidd

16390 Silver Parkway

Fenton, MI 48430-3400

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My name is Justin Kidd and I've been in the business of mortgage lending for the past 11 years. My secret to success is good communication. Mortgages are complex financial products and as a borrower you're going to have a lot of questions that don't necessarily fall between the hours of 9am- 5pm. All of my borrowers call me on my personal cell phone number and are welcome to call me at night and on weekends. At times, my referrals will reach out to me who want to buy or refinance a house out of state and I can do that too, as I can do loans in all 50 states. I work with first time homebuyers and specialize in renovation lending, such as the 203k and the HomeStyle renovation loans. I can also assist you in rural development, FHA, VA and conventional financing.

 

I live in Swartz Creek with my wife and 5 children who are between the ages of 4 and 16. There is always something going on at my house between boy scouts, gymnastics, band, tractor rides, and remote controlled toys.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?


 


 

Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.990% 4.161%1
15-Year Fixed 3.125% 3.437%2
5/1 ARM 3.000% 3.761%3
FHA 30-Year Fixed 3.375% 4.608%4