Skip to main content
Kellie LaMonaca, (NMLS ID 177355)

Kellie LaMonaca

Branch Manager | Senior Loan Advisor

NMLS ID: 177355

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

1298 West Main Street

Greenwood, IN 46142

About Kellie LaMonaca

 

To submit a construction loan application only, click here

 

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your personal home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. My experience in creating mortgage solutions is vast. I can help first-time home buyers find government programs, assist self-employed borrowers in achieving homeownership, and work with complicated income on jumbo loans for investors.

 

Flagstar Bank has more than 600 different home loans available, so I am certain we have the right mortgage for your situation.

 

People need an advocate in the mortgage world. I'm here to be just that, because I care and I know how hard it is when things don't go according to plan. But I don’t just help customers, I help loan advisors, too. As a mortgage industry veteran with more than 25 years in financial services, I know how to grow successful teams.

 

Having been the recipient of several President’s Club Awards for personal production, I’m always excited to see my team members receive the award as well. As an excellent communicator, when it comes to helping my team achieve more or being the greatest advocate for their clients, I am proactive and thorough every step of the way to a successful closing.

 

My philosophy is One Team, and each individual’s success is our success. Contact me if you would like to join a winning team.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Jumbo Loans
  • Professional Loans
  • Renovation Loans

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Kim F.
“Kellie did a fantastic job guiding my husband and me through the process of refinancing our mortgage. I was highly impressed that she took the time to attend our closing in person! Thank you for all your hard work, Kellie!”
Laura P
“Kellie's skills as an undeniable expert in loans helped rekindle our belief that customer service in today's global economy is still alive and thriving. She was with us each step of the way, often proactively and after usual business hours.”
Max C
“Kellie was professional and knowledgeable of the entire process. She was extremely thorough, making sure we understood everything we had to do and why. She kept us informed with what was happening before it happened. We will definitely recommend Kellie!”
Alexander W
“Kellie went above and beyond to help my family and I refinance. She was very professional, kept me updated, and immediately answered any questions that I had. I now have someone to refer to friends and family!”
Kelsey F
“Kellie was amazing during the whole refinancing process. She made everything go very smoothly and very quickly. She was very involved in our refinancing process. Kellie was also extremely kind to us. I look forward to working with her again for my future.”
Laura - Realtor
“Where do I begin to thank you for your hard, hard work?! You’ve been so amazing, and I appreciate it. You are such a great advocate for your clients! I will definitely keep you in mind for my future clients.”
Lisa W.
“Kellie made the experience very simple and painless. She is very organized and an excellent communicator.”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
Play Flagstar Bank Video

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Use left and right arrows to navigate between tabs.

STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Kellie LaMonaca, (NMLS ID 177355)

Kellie LaMonaca

Branch Manager | Senior Loan Advisor

NMLS ID: 177355

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

1298 West Main Street

Greenwood, IN 46142

Request a Contact

Fill out the information below and I'll reach out to you shortly.


Contact Preference

By clicking submit, you understand the information is being provided to Flagstar Bank in accordance with our online privacy statement.
* = required
Kellie LaMonaca, (NMLS ID 177355)

Kellie LaMonaca

Branch Manager | Senior Loan Advisor

NMLS ID: 177355