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Kevin Cahill, (NMLS ID 80475)

Kevin Cahill

Loan Advisor

NMLS ID: 80475

I’m a mortgage expert with significant experience and in-depth industry knowledge.

Apply Now Contact me

100 Mill Plain Road, Suite 2G

Danbury, CT 06811

About Kevin Cahill

I have been in the real estate industry since 1997.  I started as a loan officer, and stayed in that role for about 15 years gaining the knowledge and expertise of financing.  Remaining in the industry the next 6 years, I worked for a major relocation company.  My passion is in originating new loans and I have returned to my loan officer role at Flagstar Bank.  This is is by far the most rewarding position I have ever held.  I am always looking forward to meeting new people to help them with their dreams of home-ownership. 

I have been happily married for 25 years and have three grown boys. The priorities I keep in my life have helped me maintain a happy life/work balance.  I can't wait to hear from you - and make you one of my priorities.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English

Community Involvement

  • Youth Group Leader - I have worked with the youth group at my church now for almost 20 years
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Kevin Cahill, (NMLS ID 80475)

Kevin Cahill

Loan Advisor

NMLS ID: 80475

I’m a mortgage expert with significant experience and in-depth industry knowledge.

Apply Now Contact me

100 Mill Plain Road, Suite 2G

Danbury, CT 06811

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Today's Rate

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Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

 

1Rate as of 11/27/2020 10:08 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $956. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 11/27/2020 10:08 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,550. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  11/27/2020 10:08 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $${product.loanAmount} for the purchase of a single-family, primary residence with ${product.ltv}% loan-to-value (LTV) or % down payment, minimum borrower credit score of ${product.creditRating}, and estimated points of ${product.points}% of the loan amount and origination fee of ${product.closingCosts} plus ${product.fundingFee}% FHA funding fee with 360 payments in the amount of $${product.monthlyPayment}. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.