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Kim Kretowicz

Sr Loan Officer

NMLS ID: 770968

I am committed to providing you with the highest quality home lending experience.

Kim Kretowicz

5110 Cascade Road SouthEast

Grand Rapids, MI 49546-3727

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I am a life-long resident in the Grand Rapids area. I have been a mortgage loan officer since 1979, assisting homebuyers and homeowners with conventional, FHA, VA MSHDA, and rural housing programs. I have provided home mortgage services to thousands of customers here at Flagstar Bank since 1989!


I understand the importance of choosing a knowledgeable mortgage lender who is local and willing to go the extra mile for you. I enjoy listening to each customer, and tailoring each mortgage solution as the best to serve their needs. From first-time homebuyers to seasoned homeowners looking to save with refinance, I am here to help everyone with their mortgage needs.


In my spare time, I enjoy Spartan football and basketball and spending time with my son and daughter, both of which are Michigan State graduates.


Contact me anytime on my cell phone to learn more about how I can help you.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Pre-Qualifications
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English
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