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Kirsti Bianco

Sr Loan Officer

NMLS ID: 249602

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Kirsti Bianco

55 W 14th Street

Helena, MT 59601

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If you are ready to purchase a new home or refinance, I would love to help! Over the last 22+ years, I have gained mortgage expertise with home loan programs such as new construction, first-time homebuyer, conventional, FHA, USDA, jumbo, and VA. VA loans are especially near and dear to my heart, as both my father and husband are Air Force veterans.


I was born in Montana and live in Billings, but I can craft mortgage loans in all 50 states! No matter where you are, your pre-approval is only a few clicks away. I live with my husband, son, two Saint Bernards, two cats, and a jungle lynx.


I enjoy traveling, especially the beach and our family cabin at Flathead Lake. I love watching hockey, being a baseball mom, and riding my Harley Davidson Streetglide motorcycle.


From first-time homeowners to seasoned buyers to those looking to save with a refinance, I’m here to help everyone with their home lending needs. 

Professional Affiliations

  • FHA DE Underwriter
  • NAMU Certified
  • Military Certified

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans


  • BA - Business Administration, Concordia College, Moorehead 1995

Community Involvement

  • Yellowstone County Relay for Life Co-Chair

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?