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Kurt Rosalik, (NMLS ID 763856)

Kurt Rosalik

Direct Lending Officer

NMLS ID: 763856

I am committed to providing you with the highest quality home lending experience.

Apply Now Contact me

About Kurt Rosalik

Hello!

 

My name is Kurt Rosalik. I have been assisting clients across the U.S. with their financing needs since 2005, and have gained familiarity and proficiencies in the field. During this time, I have gained a wealth of knowledge about the mortgage industry. I am well-versed in FHA, VA, conventional, USDA, HARP, and new construction loans. I can help structure the best loan that meets your financial goals.

 

I understand the lending process can be stressful. That's why I will be with you every step along the way, from initial loan application to closing.

 

I grew up in Troy, MI where I've spent most of my life. I enjoy the area, and am grateful to be living in such close proximity to my friends and family. The majority of my time away from work is spent with my German Shepherd dog, and my fiancée. I enjoy travelling and fitness-related activities.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Client Testimonials

Hear what my previous clients have to say about my work.

Christopher K, Lavon TX
"Kurt and Emily both did a fantastic job. I would use them again if I needed to finance a home. "
John W, Scotts Valley CA
"Very complete, transparent and informative."
Mike W, The Villages FL
"Kurt, You and Julie Sanders did a great job on my mortgage and I like to thank both of you. Thanks !! The closing was out of your hands and it was a last minute problem, however you got those people in line. Thanks again.
Michael G, Fort Worth TX
"Kurt thanks for all your help and hard work to make this work out. Trust me, if that review has a 5 as the highest mark, I'll put little circles where a 6 SHOULD be."
Anthony A, Coral Gables FL
"Kurt was amazing to deal with. Extremely courteous and friendly. Always kept me informed and never had an issue when I would reach out to him. Process was great. streamlined and easy."
Benny G, Ontario CA
"Kurt was great to work with and I have already recommend my brother to finance his loan with Kurt."
Wayland S, Greenville TX
"Kurt was awesome."
Erantzeri C, Woodland Hills CA
"This is my 3rd time working with Kurt, as my original and 1st refinancing was also done with Flagstar. During all previous and current transactions Kurt was great all around."
Sharon V, Huntington Beach CA
"Kurt was very knowledgeable and helpful. He helped me understand what all of my options were. Very pleasant. I felt I was in good hands with him. I would recommend Flagstar because of how well my experience was working with him."
Beverly B, Honolulu HI
"Kurt was amazing, he explained the different types of loans available to us, then he basically held our hands through the loan process. Kurt called me every time there was a stumbling block and he helped us push through it."
Beverly B, Honolulu HI
"There's a 6 hour time difference between us but Kurt made it work as if he was in the same city as me. FANTASTIC LOAN OFFICER. I would do business again & again if I was working with Kurt!"
John R, Colorado Springs CO
"Kurt was very pleasant to deal with. He kept in contact through the entire process. With all the new regulatory changes, Kurt made this process very easy."
Adil K, Milpitas CA
"Kurt is one of those few people that I've come across who not only talks the talk, but walks the walk. What I mean by that is he is prompt, responsive, and communicated more than adequately with me throughout the process."
Adil K, Milpitas CA
I strongly believe that people like Kurt are extremely valuable. A happy customer is perhaps the highest achievement for anyone on the service side, and I am fortunate to have worked with someone who treats customer satisfaction as their top-most priority!
Sharon B, Saint Charles MO
"Very attentive."
Mary M, La Mesa CA
"Love Kurt."
Desiree P, Clovis CA
"Kurt was always available to explain any concerns we had, he was reliable and a very good resource. Never had a delay in emailing or returning our calls, very prompt. Would recommend Kurt to friends and family."
Doug D, Orlando FL
"The loan was approved and closed in 20 days. Great Job Kurt and staff."
Mark S, Rocklin CA
"Loan officer did a fantastic job."
Thomas M, Eatonton GA
"Kurt Rosalik and Julie Sanders were both the ultimate professionals, very responsive and pleasant to work with during the entire process."
Ann K, Burien WA
"I have never had such a pleasant banking experience. I know bankers have to assess risk with the negative eye, however a lot of times that attitude flows down to the client. Kurt and Julie were so positive and kind."
Rick F, Decatur GA
"Kurt was very helpful and went the extra distance to do as much as he could to reach the goals I set for this transaction, I couldn't say more about how well he provided excellent service above and beyond my expectations a 10+ to Kurt."
Eric E, Carmel IN
"I must say Kurt Rosalik was a rockstar!! We had a tight close window less than 30 days and Kurt single handedly did whatever was needed to make the process keep moving in record times! Everything he said he would do, he did and then some!"
Eric E, Carmel IN
"I would recommend Kurt and Flagstar to anyone due to this experience. Him and the team nailed it, and even my realtor was impressed, never dealing with this bank before. Huge props to Kurt for making everything go smooth and without a hitch!"
Tanya T, Wichita KS
"Kurt and Julie were excellent. They were friendly and always responded very quickly to my e-mails."
Stephanie S, Westminster CO
"Cannot say enough good things about Kurt. The selling agent had some concerns about us having an out of state lender. Kurt went above and beyond to make sure the process was as seamlessly as if he were her next door neighbor."
Stephanie S, Westminster CO
"Kurt always responded quickly, knowledgably and truthfully. Have already encouraged others to work with Kurt and will continue to do so. As long as Kurt is there, Flagstar has earned our business. Thank you."
Brianne H, San Diego CA
"Kurt was simply amazing. He was courteous, knowledgeable and ultimately the reason why I stayed with Flagstar. He was direct and I trusted him immediately during our initial conversation."
Brianne H, San Diego CA
"Kurt was always available and explained the process every step of the way. He got me the best rate out there and the process was a breeze. I couldn't be happier that I recently Refi'd!!"
Meletios G, Taylor MI
"I want to thank you for all you and your team did for me to purchase this house. Everyone was awesome. If it wasn't for you and your team, I don't know if I would of been able to get a house. I greatly appreciate everything you did for me. Thank you."
Nicole B, Indianapolis IN
"Kurt was extremely personable, genuine and very knowledgeable on the various types of loans. I couldn't have asked for a better loan officer. I will highly recommend him to anyone I know that is in need of a loan officer. Thank you Kurt!"
Nicole B, Indianapolis IN
"Kurt was awesome. He made the process very easy and fast. I know very little about mortgages and refinancing, but he helped clarify and answer any questions or concerns I had. I would go to him first for any of my future loan/mortgage needs."
Marcianne T, Surprise AZ
"Kurt was very helpful and the process was smooth. He did a great job."
Devon J, Mount Vernon WA
"Kurt was an awesome guy to have worked with. He was knowledgeable and answered every question I threw his way. If he didn't know at that time, he found out and made sure to email me or call me with the information."
Shawna B, Bristol, PA
"Kurt was amazing. He went above and beyond to help me understand the process and feel comfortable. He is a very valuable asset to your organization. Thank you so much Kurt for everything."
Shawna B, Bristol, PA
"Kurt was great. He really took the time to make everything personal and explain in a way I would understand. I wasn’t just a number or $ to him. He really took the time on every phone call to make me feel like he was out for my best interest."
Aaron M, Oxford, MI
"Kurt did an amazing job. From the very start he walked me through everything I needed. He was knowledgable of the ins and outs of the process and really made this a breeze. On top of all of this, our loan closed almost 2 weeks early! Thanks Kurt!"
Scott D, Lake Hughes, CA
"Kurt Rosalik was very informative and diligent. He kept in contact with me through out the entire process. I enjoyed my experience with him and the company. I would recommend Kurt to family and friends."
Theresa A, Palo Alto, CA
"Kurt was always helpful and available by phone or MyLoans portal messenger. His explanations and assistance were priceless."
Anne O, Fruitland Park, FL
"Kurt was absolutely fantastic! He listened to what I was looking for and provided exactly what I needed in terms of a refinance opportunity for my home. Kurt always made himself available for questions and gave immediate follow up."
Anne O, Fruitland Park, FL
"Kurt acted as the intermediary between the other loan personnel so I really only had to speak to him. I cannot say enough. Kurt made this process easy, fast, and fun! I would definitely recommend him to a friend looking for a loan opportunity."
Jared S, Sacramento, CA
"Kurt was an amazing loan officer. He was really easy to work with and talk to if we had any questions. He was prompt and fast with returning emails and phone calls. He provided superb customer service. Things went smoothly."
Michael C, Collierville, TN
"Kurt was by far the best loan officer I’ve ever dealt with. He has earned my trust and loyalty. You have a life long customer. I’m telling everyone about how Kurt treated us!"
Jonathan B, Boca Raton, FL
"Kurt was beyond helpful and knowledgeable with regards to the refinance options for disabled Vets. Being a first time home buyer having a loan officer like him in my corner made me feel confident in the direction I was going."
Jonathan B, Boca Raton, FL
"It was a pleasure working with Kurt. I will always use him as my advisor and will stay with Flagstar for life. I even referred my parents to Kurt as the process was that smooth and he was a tremendous help."
Anthony R, Lake Orion, MI
I'm a real estate investor and I've had several loans through other banks/credit unions and Kurt has been the most knowledgeable and informative when explaining all of the moving parts to getting a loan. Good to know my search is over for loans.
Mark P, Spokane, WA
"Kurt and the Team were fantastic to work with. The process time was very quick, faster than I had anticipated."
Otilio T, Bronx, NY
"Kurt is very personable and knowledgeable. He made sure that I fully understood my refinance options and promptly and completely answered all my questions."
Paul K, Waterford, MI
"I can not express enough how much I appreciated the professionalism and knowledge of Kurt. I would recommend him to anybody I know in a heartbeat. I will most definitely seek Kurt during my next home purchase."
Nick S, Royal Oak, MI
"Kurt was truly excellent. Not only was he extremely knowledgeable, he was very comforting. As a first time home buyer, there is a large emotional attachment to the process. I feel very fortunate to have been in such great hands."
Brad F, Saint Cloud, MN
"Kurt was super and friendly. He always got back to me and kept on top of the process, even when there was nothing moving on my end."
David G, Forest Grove, OR
"It was always easy to contact him by phone or email. Response time was very quick. He did an outstanding job of explaining all the details and answered all of my questions and concerns which gave me a great peace of mind with this transaction."
Derek T, Springfield, MO
"Everything was done in a very timely manner and everyone was very helpful throughout the whole process."
Frank M, Hollywood, FL
"While the loan process is onerous today and can be frustrating, Kurt was, patient, knowledgeable, proficient and helpful keeping the process tolerable. My whole team could not have been more calming, friendly and efficient."
Amelia B, Fontana, CA
"Everything was easy! From start to finish."
William L, Boise, ID
"Flagstar was wonderful in assisting my husband and myself to refinance our home through VA funding. It was streamlined and convenient. I highly recommend them and thank them again for their exemplary care of military veterans and their families."
Yiran H, Santa Rosa Beach, FL
"Nice Staff, prompt response, and professional services."
James M, Las Vegas, NV
"Very happy with the refinancing. Kurt was very helpful and efficient and highly regarded. Everything went smoothly with no problems. Wouldn't hesitate to recommend Flagstar to others."
Steven S, Candler, NC
"Kurt was very welcoming and made the process of applying for and executing the loan a straight forward process."
Robert C, Big Bear Lake, CA
"Kurt, thank you so much for your help on the loan. You did a great job on staying on top of things and keeping the process moving. Hopefully we can do this again in a couple years?!"
Suzanna R, Gilbert, AZ
"Kurt and Michelle were fantastic from start to finish."
Joy C, Pacheco, CA
"Kurt and Michelle were great!"
Ernalyn B, Pinole, CA
"Thank you so much for all your help with making this such an easy process. You did a great job with following through and explaining everything so clearly. We appreciate it!"
Carol H, Westlake Village, CA
"Thank you for all that you did to make this a seamless process. Your customer service is amazing and I want to thank you for making it all happen so quickly and so effectively. You were very professional and impressive."
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Kurt Rosalik, (NMLS ID 763856)

Kurt Rosalik

Direct Lending Officer

NMLS ID: 763856

I am committed to providing you with the highest quality home lending experience.

Apply Now Contact me

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Today's Rate

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Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

 

1Rate as of 11/27/2020 10:08 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $956. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 11/27/2020 10:08 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,550. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  11/27/2020 10:08 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $${product.loanAmount} for the purchase of a single-family, primary residence with ${product.ltv}% loan-to-value (LTV) or % down payment, minimum borrower credit score of ${product.creditRating}, and estimated points of ${product.points}% of the loan amount and origination fee of ${product.closingCosts} plus ${product.fundingFee}% FHA funding fee with 360 payments in the amount of $${product.monthlyPayment}. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.