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Michael Ciglar

Home Lending Sales Manager

NMLS ID: 240274

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Michael Ciglar

600 San Ramon Valley Boulevard, Suite 202

Danville, CA 94526

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I’m a branch manager for Flagstar Bank, managing a team of eight loan officers. I’ve been in the mortgage business full-time for 16 years and I’ve personally helped over 6,500 families save money, consolidate debt, and restructure their finances for better cash flow. I pride myself on great customer service, expert-level financial guidance, and doing the right thing to help families navigate their financial planning so they can live a healthier financial life.


Whether you're a first-time homebuyer or an experienced professional investor, I can help tailor a mortgage solution to fit for you and your family. I'm an expert in new construction, FHA, VA, USDA, conventional, and jumbo loan products. 

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?