Michael Confer

Sr Loan Officer

NMLS ID: 771024

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Michael Confer

5720 Sashabaw Road

Clarkston, MI 48346-3150

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I have been in the mortgage industry for over 23 years, working out of the Clarkston, Michigan Flagstar Bank branch since 2009. I specialize in rehabilitation loans, including the FHA 203(k) and the Fannie Mae Homestyle loan. In addition, I am well versed in FHA, VA, conventional, and jumbo mortgage loan products. During my time at Flagstar, I have self-processed many loans and I am familiar with reviewing appraisals and title work, and accurately calculating qualifiable self-employed income.

 

I was born and raised in the state of Michigan. My hobbies include hunting and snowmobiling in Northern Michigan. I look forward to working with and crafting a loan product that is customized for your exact situation, and however long you plan to live in your home.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?


 


 

Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.250% 3.413%1
15-Year Fixed 2.375% 2.724%2
5/1 ARM 2.500% 3.540%3
FHA 30-Year Fixed 2.875% 4.085%4