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Michele Fiore, (NMLS ID 210331)

Michele Fiore

Home Lending Area Manager

NMLS ID: 210331

As part of a nationwide Direct Lending team of seasoned professionals, I can personalize home lending solutions for you.

Apply Now Contact me

125 Half Mile Road

Red Bank, NJ 07701

About Michele Fiore

My goal is to create a working environment that promotes success in a positive and supportive manner. We work as a team to provide the best possible experience to our customers and business partners.

 

Our centralized team of processors, underwriters, and marketing fully support the origination team. Additionally, as a federal savings bank, we can make loans in all 50 states, as well as the Virgin Islands.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?
Michele Fiore, (NMLS ID 210331)

Michele Fiore

Home Lending Area Manager

NMLS ID: 210331

As part of a nationwide Direct Lending team of seasoned professionals, I can personalize home lending solutions for you.

Apply Now Contact me

125 Half Mile Road

Red Bank, NJ 07701

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Today's Rate

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Programs for qualified borrowers. All borrowers subject to credit approval, underwriting approval and lender terms and conditions. Programs subject to change without notice. Some restrictions may apply. Not a commitment to lend. A loan advisor will review and provide you the terms, conditions, disclosures, and additional details on the interest rates that apply to your individual situation.

 

1Rate as of 12/2/2020 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 360 monthly payments in the amount of $957. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

2Rate as of 12/2/2020 10:15 AM EST. The APR calculation is based on a 15-year fixed-rate mortgage in the amount of $240,000 for the purchase of a single-family, primary residence with 80% loan-to-value (LTV) or 48,000% down payment, minimum borrower credit score of 740, and estimated points of 1% of the loan amount and origination fee of $1,295 with 180 monthly payments in the amount of $1,551. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. A LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.

 

3Rate as of  12/2/2020 10:15 AM EST. The APR calculation is based on a 30-year fixed-rate mortgage in the amount of $${product.loanAmount} for the purchase of a single-family, primary residence with ${product.ltv}% loan-to-value (LTV) or % down payment, minimum borrower credit score of ${product.creditRating}, and estimated points of ${product.points}% of the loan amount and origination fee of ${product.closingCosts} plus ${product.fundingFee}% FHA funding fee with 360 payments in the amount of $${product.monthlyPayment}. Payment amount does not include taxes and insurance which means your monthly obligation will be greater. Actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV, mortgage insurance premiums and other credit factors. Program terms available may vary based on the state and county in which the financed property is located.  The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors.  All borrowers are subject to qualification, underwriting approval, lender terms and conditions.  Terms, conditions, and rates are subject to change without notice.