Miriam Ruiz

Home Lending Sales Manager

NMLS ID: 704420

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Miriam Ruiz

411 Hackensack Avenue, 2nd Floor, Office 276

Hackensack, NJ 07601

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As a Mortgage Professional, I've been honored to literally serve generations. I've helped both first-time homebuyers as well as their children navigate their purchases. To me, there is no higher compliment. It is a privilege and an honor to achieve the trust of guiding them on their new journey of financial empowerment.

The Flagstar family gives me access to the products and tools I need to provide great service and insight in these times of constant policy and procedural changes. I learned at an early age that life pays you forward for what you do for others, and I work hard educating families on financial growth. I have developed partnerships with national and local community organizations like the AFL-CIO and Hispanic Federation to work with families.

Planning is key as “hope is not a strategy”.

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • VA Government Loans

Languages Spoken

  • English
  • Spanish
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