About Nicholas Francis Cotter
I have been in mortgage lending for over 30 years with over $1 billion in funded loans.
I can quickly summarize the best available options for your lending needs: an extremely quick response time to your call, 24-7.
Mortgage Specialization
- Adjustable-Rate Mortgages
- Condominium Financing
- Construction Loans
- FHA Government Loans
- First-Time Home Buyer Programs
- Fixed-Rate Mortgages
- Investment Property Loans
- Jumbo Loans
- Low-to-Moderate Income Lending Program
- Pre-Qualifications
- Professional Loans
- Renovation Loans
- Second Homes
- VA Government Loans
Professional Affiliations
- NMLS # 674948
Education
- Ramapo College-Finance
Community Involvement
- Coach for 3 diffrent sports for over 15 Years. Community Volunteer for Stafford Township Rec Dept.

Nicholas Francis Cotter
Sr Loan Officer
NMLS ID: 674948
I look forward to delivering great service and professionalism to you as I help you with your home lending needs.
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Red Bank, NJ 07701
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Nicholas Francis Cotter
Sr Loan Officer
NMLS ID: 674948