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Paul Schwab, (NMLS ID 613295)

Paul Schwab

Senior Loan Advisor

NMLS ID: 613295

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.

Apply Now Contact me

7111 Indiana Avenue, Suite 200

Riverside, CA 92504

About Paul Schwab

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

At age 17 while still attending high school, I enlisted in the United States Army and entered service a few short months after my 18th birthday. The discipline, work ethic, pride, comradery, and sense of honor and dedication I learned during those years can’t be underestimated, and I have carried them with me through every endeavor in my life. Shortly after my honorable discharge, I began to further my education in electronics engineering, graduating with an A.A.S. degree and began a 13-year career in information technology, beginning as a help desk technician and ultimately ascending to senior network engineer for a Federal District Court before beginning my journey into the real estate industry.

 

I began as a licensed real estate agent in 2003 working in both the residential and commercial fields, but I soon found that, thanks to my time in IT, I missed the number crunching and “putting puzzles together” component that is more prevalent in finance. So in early 2006, I began my venture into the real estate financing field. Now, nearly 15 years later, after surviving many unprecedented times in the housing and financial industry, there’s not much I haven’t seen.

 

I enjoy an old-fashioned relationship business style with the power of a direct lending approach to residential mortgages, built on a core business foundation of knowledge, honesty, and trust. As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Whether you are moving around the corner or across the country, you can rely on me as a trusted resource.  And all of it built on a core business foundation of knowledge, honesty, and trust. Flagstar Bank’s depth of mortgage products and competitive rates are of immense value to every client, no matter the size of their mortgage or their financial situation.

 

Contact me today to get started.

Mortgage Specialization

  • FHA Government Loans
  • Fixed-Rate Mortgages
  • Jumbo Loans
  • Second Homes
  • VA Government Loans

Professional Affiliations

  • Certified Mortgage Advisor ™

Languages Spoken

  • English

Client Testimonials

Hear what my previous clients have to say about my work.

Pam S.
Riverside, CA
“Paul was fantastic to work with! He explained every step of the refi process from beginning to end. This was the smoothest loan transaction that I have ever had. We will be recommending Paul and Flagstar to everyone we know!”
Mark O.
Centennial, CO
“Don’t bother shopping around . When you get to work with Paul you will get the best service, the best experience, and the best loan package available. For over 15 years, Paul has done multiple loans for me, family, and over 20 friends. 5 Stars all the way.”
Allison M.
Winchester, CA
“Paul was professional and helped me through each step of the refinance process. He made the process completely seamless for me, and I would refer him every single time someone asked for a referral of this service. Thank you Paul!”
Adrianne D.
Riverside, CA
“Paul is a pleasure to work with. He has been our lender for 3 different transactions and we have had a smooth and easy experience each time.”
Mark C.
Wildomar, CA
“Paul is extremely professional, efficient, and a pleasure to work with. He took care of me and made the loan process one of the easiest I have ever had. I highly recommend Paul Schwab!!”
Ron D.
San Diego, CA
“Paul is simply the best! Whatever your expectations may be, he will exceed them! Extremely knowledgeable and helpful throughout the process. Highly recommend!”
Michael S.
“Paul Schwab was excellent to work with. Answered all my emails/questions almost immediately! I'd recommend him to anyone.”
Erin D.
“Appreciate his knowledge time and effort ”
Sue S.
“I couldn't be happier with the service Flagstar Bank Home Loans, and Paul Schwab provided me. Paul is knowledgeable and very personable in addressing my needs. He is prompt in response to questions and made this process seamless from beginning to end. ”
Rhyan M.
“Paul is the best! Always a smooth process working with him, and he's always available for questions which is great! ”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator

Learn More About Mortgages

There's much more to purchasing or refinancing a home than an interest rate. View our blog and get home ownership tips and more.
Paul Schwab, (NMLS ID 613295)

Paul Schwab

Senior Loan Advisor

NMLS ID: 613295

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and personalize a mortgage that’s custom-fit for you.

Apply Now Contact me

7111 Indiana Avenue, Suite 200

Riverside, CA 92504

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Paul Schwab, (NMLS ID 613295)

Paul Schwab

Senior Loan Advisor

NMLS ID: 613295