Phillip Lorraine

Sr Loan Officer

NMLS ID: 453732

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Phillip Lorraine

301 N. Cattleman Road, Suite 101

Sarasota, FL 34232

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I have been in the mortgage industry for over a decade and I believe a mortgage is about building relationships and helping my customers achieve their goal of home ownership. This is created by building a business relationship with trust, education and hard work to find the right loan to fit their needs. I have an extensive background for both first-time homebuyers and seasoned home owners. 

 

I have extensive knowledge in all loan products such as FHA, VA, USDA, conventional and jumbo loans.

 

I look forward to working with you for many years to come!

Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Education

  • East Central College, Union MO 1995
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?


 


 

Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.990% 4.161%1
15-Year Fixed 3.125% 3.437%2
5/1 ARM 3.000% 3.761%3
FHA 30-Year Fixed 3.375% 4.608%4