Randall Elliott

Sr Loan Officer

NMLS ID: 528121

Whether you're a first-time buyer, purchasing a second home or simply refinancing, I can craft a home lending solution that’s tailor-fit to your needs.

Randall Elliott

475 Romence Road

Portage, MI 49024

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I am a veteran mortgage lending professional with over 25 years of lending experience in Northern Michigan. It is my philosophy to find a product that fits the customers needs and guide them through the financing process. Purchasing or refinancing a home can be exciting and a bit stressful, especially for the first time homebuyer. My dedication and high standards provide each individual with the time they deserve and my experience in the mortgage process will help guide you to the result you are looking for in a professional manner.



I have teamed up with Flagstar Bank because they are one of the top mortgage lenders in the industry and have the products to fit my client' needs including conventional, VA, FHA, Jumbo, and construction lending. I can offer in-house processing, underwriting, and closing.


When I am not helping clients finance their dream home I enjoy running, working out at the gym, kayaking on the Great Lakes rivers and streams and cooking, pies being my specialty.


Mortgage Skills

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans


  • Associates/NCMC, Delta College, 1974, 1978

Community Involvement

  • Kiwanis/Treasurer, Cheboyan Housing Commission/Board Member

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?



Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.990% 4.181%1
15-Year Fixed 3.125% 3.451%2
5/1 ARM 3.000% 3.811%3
FHA 30-Year Fixed 3.625% 4.841%4