Richard Kilfoil

Home Lending Branch Manager

NMLS ID: 805487

I’m ready to use my years of hands-on experience with home lending to provide exceptional service and craft a mortgage that’s custom-fit for you.

Richard Kilfoil

888 Veterans Memorial Highway

Hauppauge, NY 11788

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Helping people achieve their dream of home ownership has always been a passion of mine. For over thirty years, I have helped clients in the New York Metro area with purchasing and financing their homes, and have been honored as one of the top-200 loan originators in the country multiple times. I've also been honored for my work with March of Dimes, and in 1995 was named as an Affiliate of the Year by the Long Island Board of Realtors.


I practice a plain-spoken style that guides clients through every step of the lending process with the knowledge that for them, the experience is not just a transaction but journey of great personal importance.


Professional Affiliations

  • CMPS Mortgage Certified

Mortgage Skills

  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Jumbo Loans


  • BA - Banking , NYIT 1981

Community Involvement

  • March of Dimes

Languages Spoken

  • English
Find the loan product that's right for you.
Are you looking to purchase a new property or refinance an existing one?



Today's Rates

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Mortgage Rate APR
30-Year Fixed 3.875% 4.072%1
15-Year Fixed 3.000% 3.345%2
5/1 ARM 2.875% 3.756%3
FHA 30-Year Fixed 3.375% 4.590%4