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Ryan Ki, (NMLS ID 291877)

Ryan Ki

Personal Finance Advisor | Sr. Loan Advisor

NMLS ID: 291877

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2875 El Camino Real

Palo Alto, CA 94306

About Ryan Ki

Ryan believes in one-on-one service and building strong relationships with his clients. He strives to provide personalized advice firmly grounded in his client’s concerns and goals. As a Personal Finance Advisor, Ryan will analyze your situation and provide a diagnosis in plain language that you can understand. Ryan will give advice that is in context with your retirement concerns, whether it be investment strategies or mortgage financing, and he excels in helping you make sound decisions that will help you shape your financial future.

 

He is a graduate of Stanford University and lives in Los Altos.

 

Industry Associates:

Ryan collaborates with Debra Ahn and Sereno Group.

 

Certifications & Awards:

    - CalHFA Certified

    - Named in the Heritage Registry of Who’s Who

 

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Ryan Ki, (NMLS ID 291877)

Ryan Ki

Personal Finance Advisor | Sr. Loan Advisor

NMLS ID: 291877

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2875 El Camino Real

Palo Alto, CA 94306

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