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Shawn Lloyd, (NMLS ID 1031382)

Shawn Lloyd

Senior Loan Advisor

NMLS ID: 1031382

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

695 N. Legacy Ridge Drive, Suite 204

Liberty Lake, WA 99019

About Shawn Lloyd

You Don’t Need Another Salesperson – You Need A Partner

 

Establishing my services on a foundation of integrity and a whole lot of passion, I am a respected mortgage broker who aims to make home financing fun, seamless, and cordial for everyone involved. As a mortgage specialist at Flagstar Bank, I have an extensive 13+ year background involving the intricacies of client advocation, mortgage guidelines, and tailored lendee/program matching. I enjoy every moment of leveraging that dynamicity to ensure my clients succeed as they navigate this new, exciting chapter of their lives.

 

Born with a strong work ethic already in my blood, I learned early on the true value of dedication and possessing resilience. Part of that stems from my natural creative spirit and being raised by a family line with a long history of working within sales and leading successful businesses. With this as my base, it inevitably became the catalyst for me to blend my love for art and working with others to begin a career in visual communications and design. However, as much as I did and still do admire all things art and design, my passion was pulling me toward banking, just as it had with the rest of my family. And that was exactly what I did and have been doing ever since 2009.

 

From then to now, I have held just about every role in banking, progressing my way from a teller, personal banker, underwriter, and mortgage loan officer assistant to a senior loan advisor. Now applying those industry competencies and principles with me to the mortgage lending sector as a broker, I have since worked with and advised countless individuals and families across all 50 states in the U.S. Coupling that with my superior customer service and transparent communication, I quickly formed a positive track record as a broker, one who empowers clients with in-depth guidance so they can underpin their unique case and futures. Even more, I have a rich understanding of various underwriting styles, unearthing tailored deals and rates, and incorrect conditioning and decline advocation, all while ensuring everyone gains the most positive and constructive A to B experiences along the way.

 

As a professional driven by mission excellence, I am never happier than when I deliver my clients the concierge support, service, and results they innately deserve. From unique borrower/lender matching to deep-dive lender comparisons, I have a genuine passion for ensuring those who work with me gain the best options possible and, ultimately, being an unbiased advocate that positions them to succeed. That, in conjunction with my access to numerous product offerings with competitive rates and keen eye for spotting red flags, is what shaped me into a proud industry change agent, one who is committed to going above and beyond just the sale and exceeding expectations every time.

Mortgage Specialization

  • Adjustable-Rate Mortgages
  • Condominium Financing
  • Construction Loans
  • FHA Government Loans
  • First-Time Home Buyer Programs
  • Fixed-Rate Mortgages
  • Investment Property Loans
  • Jumbo Loans
  • Low-to-Moderate Income Lending Program
  • Pre-Qualifications
  • Professional Loans
  • Renovation Loans
  • Second Homes
  • USDA Rural Housing
  • VA Government Loans

Languages Spoken

  • English

Community Involvement

  • Nonprofit Educational Organization President

Client Testimonials

Hear what my previous clients have to say about my work.

Jesse H.
“The mortgage process was easy to understand with the explanation from Shawn. I would ask additional questions as needed for better clarity and understanding. I would highly recommend Shawn Lloyd to anyone else going through the same process.”
Michael N.
“Shawn is a rock star, very informative, and kept in touch throughout the process. I would recommend him to anyone I know for home loans or refinance.”

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Use left and right arrows to navigate between tabs.

STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator

Learn More About Mortgages

There's much more to purchasing or refinancing a home than an interest rate. View our blog and get home ownership tips and more.
Shawn Lloyd, (NMLS ID 1031382)

Shawn Lloyd

Senior Loan Advisor

NMLS ID: 1031382

I look forward to delivering great service and professionalism to you as I help you with your home lending needs.

Apply Now Contact me

695 N. Legacy Ridge Drive, Suite 204

Liberty Lake, WA 99019

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Shawn Lloyd, (NMLS ID 1031382)

Shawn Lloyd

Senior Loan Advisor

NMLS ID: 1031382