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Home Lending Area Manager NMLS ID: 613292
Riverside, CA 92507
If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.
President's Club Member
As a Senior Loan Advisor and Area Manager serving Riverside, Carlsbad, Escondido, and surrounding areas, Steve Bertone is an excellent example of the caliber of Flagstar Bank mortgage professionals.
Steve’s 30 years of experience in residential mortgages and a BS degree in Finance from San Diego State University have served him well in management roles in top-tier lending institutions. He is excited about enhancing his old-fashioned relationship business style with the power of Flagstar Bank’s direct lending approach to residential mortgages. Building on his core business foundation of honesty and trust, Steve leverages the innovative lending products, tools, and technology of Flagstar Bank.
Steve Bertone’s decades of mortgage experience and focus on building lasting relationships are the perfect platform for servicing all client types and their unique mortgage and financial situations. First-time homebuyers find a welcoming environment of support in their first and often largest financial transaction so far in life. Steve and his team of loan advisors are local real estate and mortgage market experts with the expertise to work with every borrower, including jumbo borrowers and homebuyers with unique financial structures requiring innovative mortgage solutions.
Flagstar Bank’s depth of mortgage products, competitive rates, and financial consulting services are of immense value to every client, no matter the size of their mortgage or their financial situation. Steve Bertone recognizes the value and looks forward to using every tool to match clients with the perfect mortgage for their financial situation.
Steve is married and the father of two, and he looks forward to working with every borrower as if they are family as well.
We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.
Please select your lending process
Submit your financial information and we'll give you a personalized estimate for your loan.
Once you're pre-approved, we'll coordinate with the escrow or title company
Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.
Once our underwriters approve your loan, we'll get you ready for closing.
We’ll close your loan and wire your funds into escrow so you can complete your home purchase.
Complete a loan application online, and submit the necessary financial documents.
We'll conduct an appraisal of your property to determine its current value.
Once our underwriters approve your loan, we'll get you ready for closing.
We'll close your loan and wire your funds into escrow so you can access your funds.
Home Lending Area Manager NMLS ID: 613292
Riverside, CA 92507
Use our home loan calculators to break down the costs of buying a new home. How does a higher or lower down payment affect your monthly payment? Should you get a fixed or adjustable rate mortgage? Play around with different scenarios so you can make informed decisions about your home loan.
Buying a home is a big deal, and there are many ways to finance it. Understanding the basics of a home loan will get things off to a great start. Learn about the steps in the process, the paperwork you'll need, and what makes up your monthly payment.
