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Steve Papapietro, (NMLS ID 633683)

Steve Papapietro

Sr. Loan Advisor | Branch Manager

NMLS ID: 633683

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2875 El Camino Real

Palo Alto, CA 94306

About Steve Papapietro

Integrity and passion are the cornerstones of Steve Papapietro’s business, and his primary focus is on taking care of his clients’ concerns.  Having worked in the mortgage industry more than 22 years, Steve has personally assisted thousands of families in realizing their dream of homeownership.

 

Everyone’s story is unique, and offering you practical suggestions and comprehensive lending solutions is paramount to Steve. He meets your needs through careful listening, attention to detail, and demonstrating true care for your goals today along with your dreams for tomorrow.

 

As a native of the Bay Area, Steve has a thorough and deep understanding of the real estate market and the unique attributes of its cities and neighborhoods. His extensive background includes assisting first-time homebuyers, high-net worth and investment clients, and self-employed borrowers.

 

Steve has a bachelor’s degree in marketing and finance from Santa Clara University, and lives in San Carlos with his wife and three children.

 

Additional Certifications and Awards:

    -President's Club Award Recipient

    -Personal Finance Advisor

 

Mortgage Specialization

  • Jumbo Loans

Languages Spoken

  • English

Why Flagstar

Why choose Flagstar? Because we’re powered by our Human Interest Rate – the interest in our customers that powers mortgage solutions built around their unique needs.
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What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

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STEP 1

Pre-qualify & Gather Financials

Submit your financial information and we’ll give you a personalized estimate for your loan.

STEP 2

Pre-approval

Once you’re pre-approved, we’ll coordinate with the escrow or title company.1

STEP 3

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

STEP 4

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 5

Close & Receive Your Funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

 

1A preapproval is an initial determination of an applicant's ability to borrow up to a certain amount. It is based upon certain assumptions resulting from an initial review of incomplete credit information criteria. A preapproval is not an approval of a completed application nor is it a commitment to lend or a guarantee of any particular loan product, features or terms. Final loan approval follows a comprehensive analysis of an applicant's creditworthiness, the satisfaction of all product-specific underwriting requirements and conditions and property acceptability and eligibility.

STEP 1

Loan Application

Complete a loan application online, and submit the necessary financial documents.

STEP 2

Appraisal

We'll conduct an appraisal of your property to determine its current value.

STEP 3

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

STEP 4

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Financial Calculators

If you're looking to buy a new home, we're here to help you plan ahead and see how much your mortgage may cost. Figuring out monthly mortgage payments is an important part of financing your home, sweet home. Enter the potential cost of your property and loan information into our mortgage payment calculator to see the breakdown of your estimated monthly payments and overall expected loan payoff schedule.

Monthly Mortgage Payment Calculator
Steve Papapietro, (NMLS ID 633683)

Steve Papapietro

Sr. Loan Advisor | Branch Manager

NMLS ID: 633683

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Apply Now Contact me

2875 El Camino Real

Palo Alto, CA 94306

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Steve Papapietro, (NMLS ID 633683)

Steve Papapietro

Sr. Loan Advisor | Branch Manager

NMLS ID: 633683