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Steven Byer, (NMLS ID 613303)

Steven Byer

Home Lending Sales Manager NMLS ID: 613303

5225 Canyon Crest Dr. Bldg 400, Suite 451

Riverside, CA 92507

If you’re thinking about purchasing or refinancing a home, I’m here to guide you through the process—from application through closing.

Buying a house means more than finding a place to live. It’s one of the biggest financial decisions you’ll ever make—but you don’t have to go at it alone.

 

As your home loan advisor, I am genuinely interested in your financial success. I want to listen to your story and understand your financial goals. From there, I can build a personalized mortgage solution for your unique needs. Flagstar Bank has more than 600 different home loans available, so we are certain to have the right mortgage for nearly every situation.

 

With over 30 years of experience in home lending, Flagstar knows what it takes to get you to closing as quickly and as smoothly as possible. I will keep you informed every step of the way to give you peace of mind about your new home.

 

Whether you are moving around the corner or across the country, you can rely on me as a trusted resource. I have a deep understanding of the local housing market, and I can originate loans in all 50 states. After you buy your home, contact me when it’s time to refinance, remodel, or buy a second home. And if you’re an investor, I can build a competitive mortgage to finance your investment properties.

 

Contact me today to get started.

Mortgage Specialization

  • Jumbo Loans

Client Testimonials

Lucy G.
Steve was extremely knowledgeable, kind and helpful throughout the entire process. He went above and beyond to ensure the process ran smoothly and closed timely.
Ricardo A.
This was our first time buying. I was able to call him at ANY time, and he was always there to answer the silliest of questions and to put my mind at ease. We will be using him in the future. We can not say thank you enough to him and the company.
Jennifer M.
Steve Byer made my home buying process a breeze. He explained the process very well, was easy to maintain communication with, and allowed for a quick escrow. I am very pleased with Steve's services and will recommend him to others.
Derek L.
Great experience all around. Steven Byer was very helpful and responsive through the whole process.
Douglas K.
We were very pleased with Steve and Flagstar. This is the second loan Steve has helped us with, and he did such a great job the first time we chose him again when we were looking for another loan. He is a great guy who provides excellent service.
Rebecca C.
Steve Byer is knowledgeable and provided excellent service, as he has done several times for me in the past. I trusted Steve to make sure the costs and the process met or exceeded my expectations. I recommend Steve Byer to everyone.
Daniel P.
Steve was a great help and was able to make a tight timeline happen. He kept us up to date all the time!
Cole H.
Steve did a great job from start to finish - we were thrilled working with him.
Jeffrey C.
This is the 4th or 5th time I have worked with Steve and he is exceptional. I would never work with anyone else!
Katelin G.
Steven Byer and Flagstar Bank are the easiest and smoothest to work with. To the point that I now want to work there. 100+++ recommend.

What to Expect

We get it: Purchasing a home or refinancing your mortgage is a big deal, and having a relationship with the right lender is essential. Get started by connecting with an experienced and trusted Flagstar home loan advisor. Starting on Day 1, we'll work with you to find the type of loan that suits your needs, and guide you through the lending process to make it as smooth and stress-free as possible.

Please select your lending process

Pre-qualify & Gather Financials

Submit your financial information and we'll give you a personalized estimate for your loan.

Pre-approval

Once you're pre-approved, we'll coordinate with the escrow or title company

Loan Review

Once your offer is accepted, we'll pass along your information to our underwriters to lock your mortgage interest rate.

Loan Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Close & Receive your funds

We’ll close your loan and wire your funds into escrow so you can complete your home purchase.

Loan Application

Complete a loan application online, and submit the necessary financial documents.

Appraisal

We'll conduct an appraisal of your property to determine its current value.

Underwriting Approval

Once our underwriters approve your loan, we'll get you ready for closing.

Loan Signing & Funding

We'll close your loan and wire your funds into escrow so you can access your funds.

Request a contact

Fill out the information below and I'll reach out to you shortly.

Steven Byer

Home Lending Sales Manager NMLS ID: 613303

5225 Canyon Crest Dr. Bldg 400, Suite 451

Riverside, CA 92507

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Let's do the math (the easy way).

Use our home loan calculators to break down the costs of buying a new home.  How does a higher or lower down payment affect your monthly payment? Should you get a fixed or adjustable rate mortgage? Play around with different scenarios so you can make informed decisions about your home loan.

So, how does getting a mortgage work?

Buying a home is a big deal, and there are many ways to finance it. Understanding the basics of a home loan will get things off to a great start. Learn about the steps in the process, the paperwork you'll need, and what makes up your monthly payment.